Being a responsible lender means we are honest and ethical in our lending decisions, making sure you fully understand the loan agreement, your obligations, and that you can afford the repayments of the loan. We are also legally obliged to complete full identification and supporting document checks before completing a loan agreement.
You’re protected in two ways: by the Credit Contracts and Consumer Finance Act (CCCFA) and because we’re a registered financial service provider. This means we follow the process set out by the law to verify your eligibility for a loan. We won’t offer you a loan if we believe it will be unsuitable for your circumstances. Our goal is to help you succeed.